FIU-Registered Crypto Exchanges in India: How to Check a Claim
Check the legal entity and the date, not just an exchange logo. FIU registration concerns anti-money-laundering reporting obligations; it does not certify that your funds are safe.
The March 2026 parliamentary answer includes a dated annexure of registered providers and warns against interpreting registration as government endorsement.
A historical list cannot serve as a live register. Its footnotes also matter: an entry may have a condition or an operational-status qualification.
Side-by-Side Fee, Security & Feature Matrix
| Claim | Evidence to request |
|---|---|
| FIU registered | Entity name, completed registration evidence and date. |
| Government approved | Identify the exact approval and its scope; a registration badge is insufficient. |
| Withdrawals available | Account-level transfer limits and supported networks. |
| Funds protected | Custody terms and any actual insurance coverage, not a logo. |
Pre-Signup & Pre-Trade Checklist
- ✓Match the trade name to the reporting entity in the source, then compare it with the entity named in your account agreement.
- ✓Read the annexure's date and footnotes before calling an entry current or unconditional.
- ✓Ask support for documentary evidence if it only supplies an application acknowledgement or a marketing badge.
Hidden Spreads, Holds & Tax Gotchas
- !Do not describe a registration application as completed registration.
- !FIU registration cannot answer whether a specific derivatives product, INR rail or withdrawal is available to you.
Verified Recommendations & Referral Fee Rebates
0.10% spot · 0.02% futures maker · 10% spot & 5% futures fee rebate via code CRE13
Review the Indian account terms and enabled funding methods before placing an order.
Watch out: Registration alone does not establish eligibility for every product.
0.40% maker · 0.60% taker (Advanced)
Read the India-specific account and transfer restrictions before linking a bank.
Watch out: A bank link can change whether crypto can leave the account.
Frequently Asked Questions
Is an FIU-registered exchange RBI licensed?
Those are different claims. Ask for the particular licence if a provider claims RBI authorisation.
Is there an official list I can check?
The March 2026 parliamentary answer links an annexure. Treat it as a historical snapshot and read its qualifications.
Should I choose an exchange only because it is registered?
No. Also compare custody, fees, complaint handling and whether you can withdraw using the method you need.
Sources
Documents checked on 2026-11-13. This review does not test account access or bank transfers.
- Ministry of Finance — Lok Sabha answer and annexures, 30 March 2026
A dated registration snapshot, including its footnotes; explains the limited AML/CFT mandate.
- Binance — India registration announcement, 15 August 2024
Provider announcement of registration and renewed website/app availability; not a live access test.
- Coinbase — India registration announcement, 11 March 2025
Historical registration announcement; use the help pages for present product availability.
Related Comparisons & Country Guides
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