{"path":"/compare/htx-vs-binance","title":"HTX vs Binance (2026): 0.20% vs 0.10% Fees, Altcoins & Safety Compared | CryptoExchangeIn","description":"Head-to-head comparison of HTX (code yb2xe223) vs Binance (code CRE13) on $1,000 trading costs, 700+ altcoin listings, TRC-20 USDT rails, and Proof of Reserves.","as_of":"2026-11-13","kind":"guide","content":{"guide":{"slug":"htx-vs-binance","country":null,"kind":"compare","topic":"fees","title":"HTX vs Binance (2026): 0.20% vs 0.10% Fees, Altcoins & Safety Compared","description":"Head-to-head comparison of HTX (code yb2xe223) vs Binance (code CRE13) on $1,000 trading costs, 700+ altcoin listings, TRC-20 USDT rails, and Proof of Reserves.","status":"works","verdict":"Binance (code CRE13) wins for 90% of traders on trading cost, order-book depth, and regulatory footprint: its 0.10% base spot fee (~0.068% combining CRE13 + BNB) is 50%–65% cheaper than HTX's 0.20% base spot rate (0.15% with HTX token), and Binance holds FIU-IND (India) and Dubai VARA licenses backed by a $1B USDC SAFU fund. HTX (code yb2xe223) wins as a secondary account when hunting newly listed small-cap altcoins among its 700+ spot pairs or routing TRON/TRC-20 USDT across emerging markets.","officialClaim":"Both HTX and Binance market global #1 altcoin liquidity, low perpetual futures fees, and 1:1 Proof of Reserves.","verifiedReality":"On a $1,000 market spot trade without exchange tokens, HTX charges $2.00 while Binance charges $1.00 ($0.90 with code CRE13, or $0.68 with CRE13 + BNB). On perpetual futures, the gap narrows dramatically: both charge 0.02% maker, and Binance's 0.05% taker beats HTX's 0.06% taker by just $0.10 per $1,000 notional. Many altcoin traders keep core capital on Binance and maintain a verified HTX account specifically for early token listings.","beforeYouTrade":["Use Binance with Referral Pro code CRE13 (10% spot + 5% futures rebate) and 25% BNB fee deduction as your primary BTC, ETH, SOL, and major altcoin venue.","Open HTX with invite code yb2xe223 if you trade newly launched TRC-20/meme/mid-cap tokens not yet listed on Binance, and toggle 25% HTX token spot discount.","Transfer USDT between Binance and HTX over Arbitrum, BNB Chain (BEP-20), or TRON (TRC-20) rather than Ethereum ERC-20 to keep withdrawal fees near $0.10–$1.00."],"limitsAndGotchas":["Neither global Binance.com nor HTX accepts retail residents of the United States or Canada; US/CA traders must use Kraken Pro or Coinbase Advanced.","In India, Binance is FIU-IND registered (supporting compliance under Indian rules), whereas HTX is not on the domestic FIU-IND VDA operating list.","Micro-cap altcoins on HTX can have 0.30%–1.00% bid-ask spreads outside top pairs—always place Spot Limit orders instead of Market orders."],"recommendations":[{"providerId":"binance","role":"Overall winner for lowest fees (~0.068% w/ CRE13 + BNB), liquidity & $1B SAFU","why":"Cuts spot fees in half compared to HTX, tighter spreads on top 300 pairs, and 10% spot + 5% futures rebate via code CRE13.","caveat":"Fewer speculative micro-cap listings than HTX."},{"providerId":"htx","role":"Secondary pick for 700+ early altcoin listings & TRC-20 USDT markets","why":"Broadest long-tail token catalog alongside competitive 0.02%/0.06% futures fees and welcome fee coupons via code yb2xe223.","caveat":"0.20% base spot fee; withdraw settled holdings to self-custody."},{"providerId":"bitget","role":"Best 800+ altcoin alternative at 0.10% spot fee (code A7XRQQTP)","why":"Matches HTX's wide altcoin catalog while matching Binance's 0.10% base spot fee (0.08% with BGB) and >175% Proof of Reserves.","caveat":"0.06% futures taker fee is 0.01% above Binance."}],"comparisonTable":{"headers":["Feature","HTX (Code: yb2xe223)","Binance (Code: CRE13)","Winner"],"rows":[["Spot Maker / Taker (VIP 0)","0.20% / 0.20%","0.10% / 0.10%","Binance (2x cheaper)"],["Cost on $1,000 Spot Trade (Discounted)","~$1.50 (w/ HTX token)","~$0.68 (w/ CRE13 + BNB)","Binance"],["USDT Perp Maker / Taker","0.020% / 0.060%","0.020% / 0.050%","Binance (slight edge)"],["Listed Cryptocurrencies","700+ coins","400+ coins","HTX (wider micro-caps)"],["India (FIU-IND) & Dubai (VARA)","Not FIU-IND registered","FIU-IND & Dubai VARA licensed","Binance"]]},"faqs":[{"q":"Why are HTX spot fees 0.20% while Binance charges 0.10%?","a":"HTX keeps its legacy 0.20% maker/taker baseline on spot pairs (reducible to 0.15% with HTX token deduction or lower via VIP volume tiers), whereas Binance sets VIP 0 spot at 0.10% and drops to ~0.068% when stacking referral code CRE13 with 25% BNB fee deduction."},{"q":"Which is better for futures trading: HTX or Binance?","a":"Both charge 0.02% maker on USDT perpetuals, while Binance charges 0.05% taker (0.0475% with code CRE13) versus HTX's 0.06% taker. Binance has deeper institutional BTC/ETH perp liquidity, whereas HTX lists more niche altcoin perpetuals."}],"asOf":"2026-11-13"},"path":"/compare/htx-vs-binance","country":null,"recommendations":[{"provider":{"id":"binance","name":"Binance","domain":"binance.com","url":"https://www.binance.com/","category":"exchange","pricing":{"model":"freemium","startingFrom":"0.10% spot · 0.02% futures maker","notes":"25% spot fee discount with BNB (0.075% maker/taker); 0% maker/taker on FDUSD and select EUR/USDC spot pairs."},"fees":{"spotMakerPct":0.1,"spotTakerPct":0.1,"instantSpreadPct":1.85,"futuresTakerPct":0.05,"tokenDiscountNote":"10% spot & 5% futures rebate via code CRE13 + 25% off with BNB (~0.068%)","kycTier":"mandatory_id","supportedRegions":["india","australia","nigeria","eu","uae","china"]},"summary":"World's deepest spot and perpetual futures order book with 0.10% base spot fees (down to ~0.068% combining code CRE13 + BNB), FIU-IND registration in India, Dubai VARA license, and low-cost multi-chain withdrawals.","affiliate":{"status":"active","network":"Direct","code":"CRE13","bonus":"10% spot & 5% futures fee rebate via code CRE13","youGet":"10% spot trading fee rebate and 5% futures trading fee rebate when registering with referral code CRE13 (stacks with Binance's 25% BNB fee deduction, bringing spot maker/taker fees down from 0.10% to ~0.068%).","weGet":"A 10% spot and 5% futures referral commission share from Binance at no extra cost to your fee tier.","terms":"https://www.binance.com/en/activity/referral","url":"https://www.binance.com/join?ref=CRE13"},"checkedAt":"2026-11-13"},"goPath":"/go/binance","role":"Overall winner for lowest fees (~0.068% w/ CRE13 + BNB), liquidity & $1B SAFU","why":"Cuts spot fees in half compared to HTX, tighter spreads on top 300 pairs, and 10% spot + 5% futures rebate via code CRE13.","caveat":"Fewer speculative micro-cap listings than HTX."},{"provider":{"id":"htx","name":"HTX","domain":"htx.com","url":"https://www.htx.com/","category":"exchange","pricing":{"model":"freemium","startingFrom":"0.20% spot · 0.02% futures maker","notes":"700+ listed altcoins, deep TRC-20 USDT liquidity, and P2P desk across emerging markets."},"fees":{"spotMakerPct":0.2,"spotTakerPct":0.2,"instantSpreadPct":2.1,"futuresTakerPct":0.06,"tokenDiscountNote":"25% spot fee discount with HTX token","kycTier":"optional_tier","supportedRegions":["australia","nigeria","eu","uae","china"]},"summary":"Long-running altcoin exchange (formerly Huobi) listing 700+ tokens with low-cost TRON/TRC-20 USDT rails and competitive 0.02%/0.06% perpetual futures fees outside North America, UK, and India.","affiliate":{"status":"active","network":"Direct","code":"yb2xe223","bonus":"Welcome fee rebate & sign-up rewards via code yb2xe223","youGet":"Newcomer welcome task rewards and fee rebate coupons when registering a new HTX account with invite code yb2xe223 (combine with HTX token deduction for 25% off spot fees).","weGet":"A percentage referral commission on qualifying spot and futures trading fees at no extra cost to you.","terms":"https://www.htx.com/en-us/topic/invited/","url":"https://www.htx.com/invite/en-us/1f?invite_code=yb2xe223"},"checkedAt":"2026-11-12"},"goPath":"/go/htx","role":"Secondary pick for 700+ early altcoin listings & TRC-20 USDT markets","why":"Broadest long-tail token catalog alongside competitive 0.02%/0.06% futures fees and welcome fee coupons via code yb2xe223.","caveat":"0.20% base spot fee; withdraw settled holdings to self-custody."},{"provider":{"id":"bitget","name":"Bitget","domain":"bitget.com","url":"https://www.bitget.com/","category":"exchange","pricing":{"model":"freemium","startingFrom":"0.10% spot · 0.02% futures maker","notes":"20% spot fee discount when paying with BGB (drops to 0.08% maker/taker); $400M+ on-chain Protection Fund."},"fees":{"spotMakerPct":0.1,"spotTakerPct":0.1,"instantSpreadPct":1.65,"futuresTakerPct":0.06,"tokenDiscountNote":"0.08% spot maker/taker with BGB token discount","kycTier":"mandatory_id","supportedRegions":["india","uk","australia","nigeria","eu","uae","china"]},"summary":"Low-fee global spot, perpetual futures, and copy-trading exchange with 0.10% base spot fees (0.08% with BGB), zero-fee P2P fiat Express, and monthly Merkle-tree Proof of Reserves consistently above 175%.","affiliate":{"status":"active","network":"Direct","code":"A7XRQQTP","bonus":"Welcome trading pack + fee rebate via code A7XRQQTP","youGet":"New-user welcome reward pack and promotional fee vouchers when signing up with code A7XRQQTP (combine with BGB token deduction for 20% off spot fees, down to 0.08% maker/taker).","weGet":"A referral commission share from Bitget on qualifying trades at no extra cost to your fee tier.","terms":"https://www.bitget.com/referral","url":"https://share.bitget.com/u/B5QGZTJ3"},"checkedAt":"2026-11-12"},"goPath":"/go/bitget","role":"Best 800+ altcoin alternative at 0.10% spot fee (code A7XRQQTP)","why":"Matches HTX's wide altcoin catalog while matching Binance's 0.10% base spot fee (0.08% with BGB) and >175% Proof of Reserves.","caveat":"0.06% futures taker fee is 0.01% above Binance."}],"relatedGuides":[{"path":"/compare/best-crypto-exchange-for-beginners","title":"Best Crypto Exchanges for Beginners (2026): How to Avoid the 3% 'Simple Mode' Trap","description":"Beginner-friendly crypto exchanges ranked by local bank deposit ease, account safety, and how easily you can switch from high-spread Simple Mode to 0.10%–0.40% Pro order books.","countrySlug":null,"countryName":null,"kind":"compare","topic":"beginners","status":"works","verdict":"Beginners in the US, UK, Canada, and Australia should start with Kraken (using the Kraken Pro toggle) or Coinbase (using the Advanced toggle) for effortless local bank deposits. Beginners in India, Europe, UAE, and Emerging Markets get 4x–6x lower fees on Binance, Bitget, or OKX.","asOf":"2026-11-12","beforeYouTradeCount":3,"limitsCount":2,"topProvider":{"id":"binance","name":"Binance","domain":"binance.com","startingFrom":"0.10% spot · 0.02% futures maker","code":"CRE13"}},{"path":"/wallets/best-crypto-wallet-for-beginners","title":"Best Crypto Wallets for Beginners in 2026 (Hot & Cold Self-Custody Ranked)","description":"How to choose your first self-custody crypto wallet in 2026: OKX Web3 Wallet vs Rabby Wallet for free mobile/browser DeFi, and Trezor Safe 3 vs Ledger Nano X for cold storage.","countrySlug":null,"countryName":null,"kind":"wallet","topic":"wallets","status":"works","verdict":"For a free software ('hot') wallet across Bitcoin, Solana, Ethereum, Base, Arbitrum, and TRON, use OKX Web3 Wallet (code JNZ26). If you only use Ethereum and EVM L2s on desktop, use open-source Rabby Wallet. Once your savings pass $2,000–$5,000, pair your software wallet with a $79 Trezor Safe 3 or $149 Ledger Nano X hardware cold wallet.","asOf":"2026-11-12","beforeYouTradeCount":3,"limitsCount":2,"topProvider":{"id":"okx-wallet","name":"OKX Web3 Wallet","domain":"web3.okx.com","startingFrom":"$0 wallet · 10% DEX fee rebate via code JNZ26","code":"JNZ26"}},{"path":"/wallets/best-hardware-cold-wallets","title":"Best Hardware Cold Wallets in 2026: When & How to Move Off Exchanges","description":"Ranked comparison of hardware cold wallets in 2026 (Trezor Safe 3, Trezor Safe 5, Ledger Nano X, Ledger Flex) and how to set up a 2-tier Hot + Cold wallet architecture.","countrySlug":null,"countryName":null,"kind":"wallet","topic":"wallets","status":"works","verdict":"Trezor Safe 3 ($79) is the best overall cold wallet for Bitcoin, Ethereum, and Solana holders who want open-source security, while Ledger Flex ($249) and Nano X ($149) are best for mobile iOS users and multi-chain altcoin portfolios.","asOf":"2026-11-12","beforeYouTradeCount":3,"limitsCount":2,"topProvider":{"id":"trezor","name":"Trezor (Safe 3 / Safe 5)","domain":"trezor.io","startingFrom":"$79 (Safe 3) · $169 (Safe 5)"}},{"path":"/compare/binance-vs-coinbase","title":"Binance vs Coinbase (2026): Fees, Spreads & Country Availability Compared","description":"Head-to-head comparison of Binance and Coinbase (Advanced Trade) across spot fees, instant-buy spreads, US/UK/EU/India legality, and withdrawal costs.","countrySlug":null,"countryName":null,"kind":"compare","topic":"fees","status":"works","verdict":"Binance (0.10% spot fee, or 0.075% with BNB) is 4x to 8x cheaper than Coinbase Advanced (0.40% maker / 0.60% taker) for anyone outside the US and Canada. However, Coinbase is the mandatory legal choice if you live in the United States (especially New York) or Canada, where Binance.com is blocked.","asOf":"2026-11-12","beforeYouTradeCount":3,"limitsCount":2,"topProvider":{"id":"binance","name":"Binance","domain":"binance.com","startingFrom":"0.10% spot · 0.02% futures maker","code":"CRE13"}}],"crumbs":[{"name":"Comparisons","path":"/compare"}],"calculatorProviders":[{"id":"bitget","name":"Bitget","domain":"bitget.com","goPath":"/go/bitget","code":"A7XRQQTP","bonus":"Welcome trading pack + fee rebate via code A7XRQQTP","startingFrom":"0.10% spot · 0.02% futures maker","fees":{"spotMakerPct":0.1,"spotTakerPct":0.1,"instantSpreadPct":1.65,"futuresTakerPct":0.06,"tokenDiscountNote":"0.08% spot maker/taker with BGB token discount","kycTier":"mandatory_id","supportedRegions":["india","uk","australia","nigeria","eu","uae","china"]}},{"id":"binance","name":"Binance","domain":"binance.com","goPath":"/go/binance","code":"CRE13","bonus":"10% spot & 5% futures fee rebate via code CRE13","startingFrom":"0.10% spot · 0.02% futures maker","fees":{"spotMakerPct":0.1,"spotTakerPct":0.1,"instantSpreadPct":1.85,"futuresTakerPct":0.05,"tokenDiscountNote":"10% spot & 5% futures rebate via code CRE13 + 25% off with BNB (~0.068%)","kycTier":"mandatory_id","supportedRegions":["india","australia","nigeria","eu","uae","china"]}},{"id":"okx","name":"OKX","domain":"okx.com","goPath":"/go/okx","code":"JNZ26","bonus":"10% trading & Web3 DEX fee rebate via code JNZ26","startingFrom":"0.08% spot maker · 0.10% taker","fees":{"spotMakerPct":0.08,"spotTakerPct":0.1,"instantSpreadPct":1.55,"futuresTakerPct":0.05,"tokenDiscountNote":"10% fee rebate via partner code JNZ26 + OKB tier discounts","kycTier":"mandatory_id","supportedRegions":["uk","australia","nigeria","eu","uae","china"]}},{"id":"htx","name":"HTX","domain":"htx.com","goPath":"/go/htx","code":"yb2xe223","bonus":"Welcome fee rebate & sign-up rewards via code yb2xe223","startingFrom":"0.20% spot · 0.02% futures maker","fees":{"spotMakerPct":0.2,"spotTakerPct":0.2,"instantSpreadPct":2.1,"futuresTakerPct":0.06,"tokenDiscountNote":"25% spot fee discount with HTX token","kycTier":"optional_tier","supportedRegions":["australia","nigeria","eu","uae","china"]}},{"id":"kraken","name":"Kraken Pro","domain":"kraken.com","goPath":"/go/kraken","startingFrom":"0.25% maker · 0.40% taker (Pro)","fees":{"spotMakerPct":0.25,"spotTakerPct":0.4,"instantSpreadPct":2.2,"futuresTakerPct":0.05,"tokenDiscountNote":"Always switch from standard Kraken to Kraken Pro (free) to avoid the 1.5%+ Instant Buy fee","kycTier":"mandatory_id","supportedRegions":["us","uk","canada","australia","eu","uae"]}},{"id":"coinbase","name":"Coinbase Advanced","domain":"coinbase.com","goPath":"/go/coinbase","startingFrom":"0.40% maker · 0.60% taker (Advanced)","fees":{"spotMakerPct":0.4,"spotTakerPct":0.6,"instantSpreadPct":2.95,"futuresTakerPct":0.1,"tokenDiscountNote":"0% fee on USD-to-USDC conversion and free USDC withdrawals on Base L2","kycTier":"mandatory_id","supportedRegions":["us","uk","canada","australia","eu"]}},{"id":"bybit","name":"Bybit","domain":"bybit.com","goPath":"/go/bybit","startingFrom":"0.10% spot · 0.02% futures maker","fees":{"spotMakerPct":0.1,"spotTakerPct":0.1,"instantSpreadPct":1.9,"futuresTakerPct":0.055,"tokenDiscountNote":"VIP volume tiers reduce spot maker fee to 0.00%–0.0675%","kycTier":"mandatory_id","supportedRegions":["india","australia","nigeria","eu","uae","china"]}},{"id":"coindcx","name":"CoinDCX","domain":"coindcx.com","goPath":"/go/coindcx","startingFrom":"0.20% spot (+18% GST on fee) + 1% statutory TDS","fees":{"spotMakerPct":0.2,"spotTakerPct":0.2,"instantSpreadPct":1.5,"futuresTakerPct":0.075,"tokenDiscountNote":"Automated 1% TDS deduction against Indian PAN card","kycTier":"mandatory_id","supportedRegions":["india"]}}]}}