# Best Crypto Exchanges in Australia (2026-11-13)

AUSTRAC-registered exchanges offer instant $0 AUD PayID/Osko deposits. OKX Australia (0.08%/0.10%) and Kraken Pro (0.25%/0.40%) have active AUD PayID banking, while Binance Australia works for crypto-to-crypto spot pairs after losing local AUD PayID rails in 2023.

- **Regulator:** AUSTRAC (Digital Currency Exchange Register) & ASIC
- **Tax rules:** ATO Capital Gains Tax with 50% CGT discount for assets held over 12 months
- **Local fiat rails:** Instant AUD PayID / Osko (NPP) · BPAY

> **Quick take:** Use OKX Australia (code JNZ26) or Kraken Pro for $0 instant AUD PayID deposits, and pair with Binance or Bitget for deep altcoin liquidity.

## Exchange & Service Availability Matrix

- **OKX Australia (AUSTRAC Registered)** [works]: Direct $0 AUD PayID/Osko deposits and withdrawals with 0.08% maker / 0.10% taker spot fees. ([Guide](https://cryptoexchangein.com/australia/payid-austrac-crypto-exchanges))
- **Kraken Pro Australia (Bit Trade Pty Ltd)** [works]: Deepest AUD/BTC and AUD/USDT books with instant $0 PayID funding. ([Guide](https://cryptoexchangein.com/australia/payid-austrac-crypto-exchanges))
- **Binance Australia Spot** [conditional]: Crypto-to-crypto spot works at 0.10% fee, but direct AUD PayID deposits remain suspended since May 2023. ([Guide](https://cryptoexchangein.com/australia/payid-austrac-crypto-exchanges))
- **Bitget Australia** [works]: 0.10% spot fee (0.08% with BGB) and deep altcoin liquidity. ([Guide](https://cryptoexchangein.com/compare/bitget-vs-binance))

## In-Depth Regional Guides

- **[Best Crypto Exchanges in Australia (2026): Instant $0 AUD PayID & AUSTRAC Rules](https://cryptoexchangein.com/australia/payid-austrac-crypto-exchanges)** [works]: OKX Australia (0.08% maker / 0.10% taker, code JNZ26) and Kraken Pro Australia (0.25% / 0.40%) are the best AUSTRAC-registered exchanges with active $0 instant AUD PayID/Osko bank rails. Pair them with Binance (code CRE13, ~0.068% spot w/ BNB) or Bitget (code A7XRQQTP) via on-chain USDT/USDC transfers when you want deeper global altcoin books—because Binance Australia's direct AUD PayID rail remains suspended.

## Recommended Exchanges & Wallets

- **[OKX](https://cryptoexchangein.com/go/okx)** [exchange] (0.08% spot maker · 0.10% taker) · Code `JNZ26`: Tier-1 exchange offering 0.08% maker / 0.10% taker spot fees, monthly zk-STARK Proof of Reserves, licensed EUR SEPA & UAE AED local bank rails, and a built-in 100+ chain Web3 self-custody wallet.
- **[Kraken Pro](https://cryptoexchangein.com/go/kraken)** [exchange] (0.25% maker · 0.40% taker (Pro)): Top regulated Western fiat gateway (FinCEN, FCA, FINTRAC, AUSTRAC, MiCA) with free local bank transfers in USD, GBP, EUR, CAD, and AUD plus audited Proof of Reserves since 2011.
- **[Binance](https://cryptoexchangein.com/go/binance)** [exchange] (0.10% spot · 0.02% futures maker) · Code `CRE13`: World's deepest spot and perpetual futures order book with 0.10% base spot fees (down to ~0.068% combining code CRE13 + BNB), FIU-IND registration in India, Dubai VARA license, and low-cost multi-chain withdrawals.
- **[Bitget](https://cryptoexchangein.com/go/bitget)** [exchange] (0.10% spot · 0.02% futures maker) · Code `A7XRQQTP`: Low-fee global spot, perpetual futures, and copy-trading exchange with 0.10% base spot fees (0.08% with BGB), zero-fee P2P fiat Express, and monthly Merkle-tree Proof of Reserves consistently above 175%.

Source: https://cryptoexchangein.com/australia
